From Oct. 15 to Dec. 7, everyone with health coverage through Medicare can change their Medicare health plan and prescription drug coverage for 2015.
Health needs change from year to year. And, health plans may change their benefits and costs each year, too. That’s why it’s important to review Medicare choices each fall.
Individuals should compare their current plan to new options and see if lower costs are available or to find a plan that better suits current needs. Visit Medicare.gov/find-a-plan to compare current coverage with all the options available in your area, and enroll in a new plan if a decision to make a change is chosen.
Whether one has enrolled in Original Medicare or a Medicare Advantage plan, the same benefits and security are still there. Certain preventive benefits — including cancer screenings — are available at no cost when provided by qualified and participating health professionals. The annual wellness visit lets someone sit down with their doctor and discuss health-care needs and the best ways to stay healthy.
In 2015, if you reach the “donut hole” in Medicare’s prescription drug benefit, a 55-percent discount on covered brand-name drugs is available, as well as increased savings on generic drugs.
Open Enrollment is the one time of year when all people with Medicare can see what new benefits Medicare has to offer and make changes to their coverage. If a person is satisfied that the current plan will meet their needs for next year, nothing needs to be done.
Call 1-800-MEDICARE (1-800-633-4227) 24-hours a day/seven days a week to find out more about your coverage options. TTY users should call 1-877-486-2048.
Review the Medicare & You 2015 handbook. It’s mailed to people with Medicare in September.
If you have limited income and resources, you may be able to get extra help paying your prescription drug coverage costs. For more information, visit socialsecurity.gov/i1020 or call Social Security at 1-800-772-1213. TTY users should call 1-800-325-0778.
Get one-on-one help from your State Health Insurance Assistance Program. Visit Medicare.gov/contacts or call 1-800-MEDICARE to get the phone number.