By Monica Vaca
FTC associate director, Consumer Response and Operations

Did you recently get an official FTC letter from “me?” That’s in quotes because it wasn’t actually from me, and the letter wasn’t official, or even from the FTC. In fact, scammers have been faking official-looking letterhead to write scary messages to people, threatening them. But, again — it’s not real.
We know about this scam because a gentleman in Pennsylvania was smart enough to take it to his bank, and together, they reported it to the FTC at
The letter said his online and financial activities put him under suspicion of money laundering and terrorism. And now, all his “activities will be under review.”
Our best guess is that this letter is just the first part of a scam. The second part will probably involve “urgent” phone calls telling people to send money right away. Now, though, you can spot the scam. Here’s what you need to know to protect yourself against government imposters like these.
• The FTC will never send a letter like this, and we’ll never threaten you.
• The FTC does write back to people who write to us and we sometimes send letters about a refund from a case. But then, we’ll never ask you to pay anything or give personal info to collect your funds. Find more about FTC refunds at
• A government agency will never demand that you pay by gift card, wiring money or bitcoin. Anyone who does that is a scammer.
• Find out more about imposter scams of all sorts at
If you get a letter from the FTC, we want to know. Before you do anything else, please call the FTC’s Consumer Response Center at 1-877-FTC-HELP (1-877-382-4357).
Meanwhile, sign up to get the FTC’s consumer alerts at to stay up on the latest scams.