On the morning of Wednesday, January 8, Pino Tree Company had a crew around and on top of Silver Pines Lodge removing branches. Silver Pines owner, Raj Panjal said “There was tree which fell on the roof around 10, 10:30 in the night, it was hanging on the roof, it came up by the roots. In the morning, I called my insurance.”
Panjal was hoping his insurance would cover this “falling object” or “wind peril.” These are not covered by the basic California FAIR Plan but may be added in a “Difference in Conditions” policy. He spent Wednesday morning filling out a claim. The Panchals had two other close calls that night; “Another tree came down, but we dodged the bullet, it grazed the walls, 10” more it would have damaged the patio and the cabin. A third tree fell near my house, in the morning.”
