Open enrollment for Covered California health insurance began Nov. 1 and continues through Jan. 31, 2016.

To be eligible for coverage to begin on Jan. 1, you must apply by Dec. 15. If you apply later, your coverage will begin later, but as long as you meet the Jan. 31 enrollment deadline, you will avoid owing a tax penalty for being uninsured. Others with special qualifying life events may enroll at any time of the year.

The vast majority of CC consumers have access to insurance plans from at least three different companies. Each plan offers products in multiple metal tiers or levels, which vary whether you want to pay more for your monthly premium and less when you use care, or pay less for your premium and more when you use care.

Medi-Cal enrollment is year-round. Medi-Cal and CC use the same application. After entering your information, you will find out whether you qualify for Medi-Cal or CC.

Because of the large number of Medi-Cal applications received, processing could take longer than expected, and proof of certain information is required for each application. Anyone needing help with the application may contact the Riverside County Department of Public Social Services at 1-800-274-2050  or

CC health insurance plans come with children’s dental coverage embedded in them. Also, CC offers optional family dental plans for adults.

Visit the CC website ( to learn how enrollment works. To learn more about who is eligible to enroll, visit the individuals and families section.